Identity theft is a white-collar crime, and it carries severe penalties. In New York, using someone else’s personal details without consent can lead to criminal charges, including felonies.
Knowing the different forms of identity theft can help individuals recognize the risks and take steps to protect themselves. Below are some of the most common types.
Financial identity theft
This is one of the most frequent forms of identity theft and involves financial fraud. It occurs when a person steals another individual’s personal or financial information to commit fraud. Common examples include:
- Opening credit accounts using someone else’s name
- Making unauthorized charges on another person’s credit card
- Accessing bank accounts without permission
In New York, the severity of financial identity theft charges depends on the amount stolen, with offenses ranging from misdemeanors to felonies.
Criminal identity theft
Criminal identity theft occurs when someone uses another person’s name when interacting with law enforcement. For example, an individual may provide a stolen identity during an arrest or traffic stop to evade legal consequences.
Under New York law, misrepresenting one’s identity to law enforcement is a serious offense and can lead to serious criminal charges.
Medical identity theft
Medical identity theft occurs when someone fraudulently uses another person’s healthcare information to obtain medical services or prescription drugs. This could involve stolen insurance details or pretending to be another patient to receive treatment.
As medical identity theft impacts both financial and healthcare systems, New York prosecutors pursue these cases vehemently. Convictions may lead to fines, restitution or imprisonment.
Identity theft is a serious matter. Seeking legal guidance can protect your rights and help you understand your options.
